Troy
Strengthening National Payment Infrastructure and Independence in Türkiye
Troy is Turkey’s domestic card payment network, established by the Interbank Card Center (BKM) to enhance the country’s financial sovereignty and security. Offering debit, credit, and contactless payment options, Troy is specifically designed to support the Turkish market with reliable and locally managed payment solutions.

Country:
Turkey
Population (Turkey)
85 million (estimated)
Number of Internet users
82 million (estimated)
Popular payment methods
Credit Cards, Debit Cards, E-Wallets, Bank Transfers, Cash Payments
Credit Card
0%
Debit Card
0%
E-Wallets
0%
Cash Payments
0%
Bank Transfers
0%
Other
0%
About payment system
Troy stands as a reflection of Turkiye’s commitment to enhancing payment security and building financial independence. As the country’s national card payment system, Troy delivers a range of payment solutions that emphasize domestic collaboration and infrastructure.
Offering both debit and credit cards, Troy gives users a safe and efficient way to make purchases across physical and digital channels. With strong support for contactless transactions, the platform provides a fast, modern payment experience suited to today’s consumer needs.
Troy’s focus on national integration aligns with Turkiye’s broader goals of financial sovereignty and ecosystem development. By prioritizing homegrown solutions, the country reduces reliance on global card networks and reinforces economic self-sufficiency.
Security and innovation are central to Troy’s operation. The use of EMV chip technology, strong encryption, and multi-factor authentication ensures user data is well-protected and builds public trust in the system.
Troy’s development underscores Turkiye’s ambition to establish a secure, efficient, and autonomous payment landscape. As the digital economy expands, Troy plays a vital role in enabling modern financial interactions, helping shape a resilient and independent future for payments in the country.
Always at your service
For issues or questions, check out our FAQ page or contact us via phone, email or contact form.
