Tigo Pesa
Driving Financial Access and Inclusion via Mobile in Tanzania
Tigo Pesa is a mobile money platform developed by Tigo, one of Tanzania’s major telecom providers. Tailored to the local market, it allows users to send and receive money, pay bills, and perform other financial tasks through their phones—helping to bridge the gap between traditional banking and everyday financial needs across the country.

Country:
Tanzania
Population (Tanzania)
67.1 million (estimated)
Number of Internet users
20.6 million (estimated)
Popular payment methods
Mobile money (Halo Pesa, M-Pesa), Cash payments, Bank transfers, Debit cards
Credit Card
0%
Debit Card
0%
E-Wallets
0%
Cash Payments
0%
Bank Transfers
0%
Other
0%
About payment system
Tigo Pesa has become a key catalyst in advancing financial inclusion across Tanzania, helping reshape the country’s financial ecosystem through mobile technology. This mobile money service offers a robust platform that enables users to send and receive funds, pay bills, buy airtime, and even access microfinance offerings — all through their phones.
Getting started is simple: users register for Tigo Pesa accounts using their mobile numbers. They can then load funds by visiting authorized agents or by transferring money from linked bank accounts. These funds can be used for a variety of transactions, including peer-to-peer transfers and payments to local merchants.
Tigo Pesa plays an especially vital role in areas where access to traditional banking remains limited. By leveraging the widespread availability of mobile phones, it delivers essential financial services to both urban centers and remote communities, empowering individuals to take control of their finances.
With an intuitive interface, a strong network of agents, and a commitment to community outreach, Tigo Pesa has seen widespread adoption. Its role in broadening access to financial tools reflects Tanzania’s ambition to foster a more inclusive, mobile-first financial environment — one where all citizens can engage meaningfully in the growing digital economy.
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