PSE
Driving Secure Bank-Based Transactions in Colombia
PSE (Pagos Seguros en Línea), founded in 2001, is Colombia’s main online payment platform, enabling direct bank-to-bank transfers between consumers and merchants. By linking users with their local financial institutions, PSE offers a reliable and secure way to make electronic payments without the need for cards.
Country:
Colombia
Population (Colombia)
50.3 million (estimated)
Number of Internet users
> 34 million
Popular payment methods
Credit/Debit Cards, PSE, Cash Payments, Mobile Wallets
Credit/Debit Cards
0%
E-Wallets
0%
Cash Payments
0%
Other
0%
0%
0%
About payment system
PSE serves as a key pillar in Colombia’s digital payment and e-commerce ecosystem. By offering users direct access to their banking platforms, PSE enables secure online payments for a wide variety of goods and services. This system provides a reassuring option for Colombians who may hesitate to use credit cards online due to concerns about fraud.
For users, the payment process is straightforward. Selecting PSE at checkout redirects them to their bank’s secure website, where they can approve the transaction using familiar online banking tools. This direct transfer approach eliminates the need to enter sensitive card details, offering added peace of mind.
Merchants benefit significantly from offering PSE as a payment option. It caters to customers who don’t use credit cards and delivers instant transaction confirmations, reducing delays and uncertainty. With its strong focus on security and real-time processing, PSE has become a favored solution for Colombian businesses operating online.
As Colombia’s digital economy continues to grow, PSE plays a crucial role in connecting traditional banking with modern commerce. Its reliable and secure system supports a smooth payment experience for both buyers and sellers in the evolving online marketplace.
Always at your service
For issues or questions, check out our FAQ page or contact us via phone, email or contact form.
