Offline payment

About payment system

Offline payments refer to transactions conducted in person using traditional methods such as cash, checks, bank transfers, or postal orders. Unlike digital options like credit cards or e-wallets, offline payments rely on physical exchanges and standard banking procedures.

One of their key advantages is reliability during internet outages. For example, many point-of-sale (POS) systems in stores can continue processing transactions even without internet access, ensuring uninterrupted business operations.

For individuals or businesses in areas with limited connectivity or access to digital banking, offline payments provide an essential and inclusive financial alternative.

Common use cases include:

• Retail stores
• Service-based businesses
• Rural and remote communities

Ultimately, offline payments serve as a dependable solution in environments where digital infrastructure is lacking, helping to keep commerce running smoothly regardless of connectivity challenges.