FPX
Enabling Quick and Secure Online Bank Transfers in Malaysia
FPX (Financial Process Exchange) is a digital payment platform developed by Payments Network Malaysia (PayNet) that allows users to make fast and secure online fund transfers directly from their bank accounts to merchants or service providers. FPX simplifies and speeds up the checkout process, enhancing the online payment experience across Malaysia.

Country:
Malaysia
Population (Malaysia)
33 million (estimated)
Number of Internet users
30 million (estimated)
Popular payment methods
E-wallets, Debit Cards, Credit Cards, Bank Transfers, Cash
Credit Card
0%
Cash Payments
0%
E-Wallets
0%
Cash Payments
0%
Bank Transfers
0%
Other
0%
About payment system
FPX (Financial Process Exchange) acts as a secure and efficient digital payment gateway, enabling users to complete online transactions directly through their bank accounts. When users choose FPX as a payment method during checkout, they are seamlessly redirected to their respective bank’s online banking portal, where they can authorize the transaction in a familiar, secure environment.
FPX supports a broad range of online payments — from e-commerce purchases and bill settlements to service bookings. By facilitating real-time bank transfers, FPX offers a convenient alternative to credit cards, reducing the need to manually input card or account details.
Its primary value lies in enhancing payment security and user trust. Since users authenticate payments through their bank’s secure system, FPX minimizes the exposure of sensitive financial data and mitigates risks associated with fraud and unauthorized access.
With robust encryption, a user-friendly flow, and support from major Malaysian banks, FPX has become a cornerstone of Malaysia’s digital commerce infrastructure. As adoption grows among merchants and consumers alike, FPX continues to simplify and secure the online transaction experience across the country.
Always at your service
For issues or questions, check out our FAQ page or contact us via phone, email or contact form.
